Everything You Need to Know About OnestPay
For Smart Shoppers. Turn Shopping into Savings
What are Merchant Credits?
Merchant credits are a form of stored value. Merchants typically accept these credits as payment for goods or services. Customers purchase credits from merchants (within OnestPay™ platform), often at a discount, to use for future purchases, providing both convenience and potential savings.
What are the key features of Merchant Credits?
Merchant Credits never expire, there are no fees and you can share, gift, trade or donate to others. You can also get additional bonus and rewards from merchants.
Click to see an example


Buy Credits
Instant Cashback
Reputed Brands

Flexible Use
No Fees

Secure eWallet
Let’s get started
Let's start with some basic information.
How to Earn OnestPay New Account Set-up Bonus?
Create Your Account
Sign up with your email and add phone number to ensure you only can access your Onestpay Wallet.

Verify Your Identity
Verify your identity using basic details to keep your wallet secure, protect against fraud and comply with law.

Credits
Link Your Bank
Connect your bank securely through our trusted partner, Straddle and add minimum $1 to your wallet.

Don’t Let Your Money Sit Idle — Make It Work for You.
- Designed for Everyday Purchases
- No fees
- No Credit Checks
- Never Expires
- Get Cashback always
- Multiple Use: Spend, Gift, Donate, Share & Trade
How to Use Bonus Credit?
1

Open OnestPay Wallet
Open your OnestPay™ at checkout.
2

Enter Transaction Details
Type store name and amount, then confirm.
3

Get Secure Code
Receive a secure, singleuse code or QR.
4

Pay & Done
Scan the QR or paste the code in store’s Gift Card section to complete payment.
