Everything You Need to Know About OnestPay

For Smart Shoppers. Turn Shopping into Savings

  • Designed for Everyday Purchases
  • Prepay stores where you regularly shop
  • In exchange, Get Store Credits
  • And, instant cashback
  • Shop and Pay with Credits - in store and online
  • More ways to use Credits - Gift, Donate, Share and Trade
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What are Merchant Credits?

Merchant credits are a form of stored value. Merchants typically accept these credits as payment for goods or services. Customers purchase credits from merchants (within OnestPay™ platform), often at a discount, to use for future purchases, providing both convenience and potential savings.

What are the key features of Merchant Credits?

Merchant Credits never expire, there are no fees and you can share, gift, trade or donate to others. You can also get additional bonus and rewards from merchants.

Click to see an example
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Buy Credits

Upto 5%

Instant Cashback

300+

Reputed Brands

Flexible Use

$0

No Fees

Secure eWallet

Let’s get started

Let's start with some basic information.

How to Earn OnestPay New Account Set-up Bonus?

1

Create Your Account

Sign up with your email and add phone number to ensure you only can access your Onestpay Wallet.

2

Verify Your Identity

Verify your identity using basic details to keep your wallet secure, protect against fraud and comply with law.

3

Link Your Bank

Connect your bank securely through our trusted partner, Straddle and add minimum $1 to your wallet.

Don’t Let Your Money Sit Idle — Make It Work for You.

  • Designed for Everyday Purchases
  • No fees
  • No Credit Checks
  • Never Expires
  • Get Cashback always
  • Multiple Use: Spend, Gift, Donate, Share & Trade

How to Use Bonus Credit?

1

Open OnestPay Wallet

Open your OnestPay™ at checkout.

2

Enter Transaction Details

Type store name and amount, then confirm.

3

Get Secure Code

Receive a secure, singleuse code or QR.

4

Pay & Done

Scan the QR or paste the code in store’s Gift Card section to complete payment.